Homeowner Insurance

Homeowners’ insurance is a property insurance policy that provides coverage for a personal residence. A homeowners’ policy covers losses and damages to your home, furnishings, and other assets within your home. Homeowners’ insurance may also offer liability coverage against inevitable accidents within your home or on your personal property. Most mortgage lenders usually require a homeowners’ insurance policy.

Whether a first-time home buyer or a current homeowner, Osime Insurance Agency could help you get the affordable homeowners’ insurance coverage you need. Putting together your home and auto insurance policies could save money and time. If you have homeowners insurance with another company, you could save more money by getting a home insurance quote and switching to Osime Insurance Agency.

Our homeowners’ insurance covers property damage such as fire, wind, hail, and personal properties such as furniture, appliances, clothing, dishes, and pieces of jewelry such as engagement rings, diamond bracelets, wedding bands, etc. Our property insurance calculator can help you decide how much coverage you need. We can assist you with a jewelry insurance policy to cover your valuable collection. Most standard home insurance policies, however, may not cover earthquakes, natural water flooding, maintenance issues such as termite and insect damage, rodents, mold, general wear and tear, or nuclear hazard.

Start a homeowner’s quote with us today!